Nectar points can be redeemed at various partners beyond Sainsbury's, including British Airways, Argos and four more.

You can purchase a lot more than just groceries with all the Nectar points you've saved up - think flights and train journeys.

Anyone who believes they have been incorrectly taxed on income may also complete an online form provided by the Government to claim a refund.

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The agency still offers a Free File program that works with commercial tax software firms. Some companies also offer free tools for certain filers.