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Thanks to the One Big, Beautiful Bill, the amount of federal money college students can borrow will be reduced, starting in the 2026-27 academic year. That means more borrowers will need to turn to ...

Paul Soucy has led the Credit Cards content team at NerdWallet since 2015 and the Travel Rewards team since 2023; he is also director of content for Consumer Credit verticals. He was an editor with ...

Sara Rathner is a NerdWallet travel and credit cards expert. She has appeared on the “Today” show and CNBC’s “Nightly Business Report,” and has been quoted in The New York Times, The Washington Post, ...