Charles Schwab offers no fees, thousands of investment options, and an easy platform, making it the top Roth IRA choice for ...

An Individual Retirement Account (IRA) is one of the most powerful personal retirement tools in 2026 — offering either tax-deferred (Traditional IRA) or tax-free (Roth IRA) growth. With contribution ...

New IRS rules for inherited IRAs became effective last year. Pay attention to avoid a 25% penalty and a "tax bomb".

Alana Benson is an investing writer who joined NerdWallet in 2019. She covers a wide variety of investing topics including stocks, socially responsible investing, cryptocurrency, mutual funds, HSAs ...

Understand when and how to calculate RMDs and avoid stiff penalties from your tax-deferred IRA.

A Roth IRA is an individual retirement account where the money you deposit is taxed upfront. Since you’re funding your account with after-tax money, your investments grow tax-free. You can also ...

Roth IRA accounts generally offer the same core features, no matter where you open one. But we've narrowed down the options to highlight four Roth IRAs that offer truly unique value. Many, or all, of ...

Most people want to reduce their taxes, so it’s a great feeling seeing your taxable income reduced thanks to contributions to pre-tax retirement accounts. But, as they say, the only certainties are ...

Inheriting an individual retirement account can be a bittersweet experience. Although it’s a loving gesture from the deceased to help fortify your retirement, the machinations of an inherited IRA tend ...

Joel O’Leary is a full-time Personal Finance Writer at Motley Fool Money, covering credit cards, bank accounts, investing, mortgages, and other personal finance topics. Joel has been writing about ...