A surprisingly strong jobs report just scrambled rate-cut hopes, putting March in doubt and leaving mortgage relief balanced on a razor’s edge.

New data shows many homeowners faced surprise repair costs last year, forcing them to dip into savings, borrow or postpone the needed work.

From prioritizing safety repairs to setting aside 1% annually, smart budgeting can protect a home’s value and position sellers more competitively.

Buyers may be able to assume a seller’s FHA or VA loan and keep a lower rate, but covering the price difference and navigating slow approvals can be challenging.

Builder sentiment is softening while incentives persist, a shift that could influence buyer expectations and competition in new-home areas.

Wood cabinets now lead kitchen remodels, reflecting warmer design trends that can help listings feel updated, on-trend and more appealing to today’s buyers.

Florida’s housing market slowed in 2025, but easing mortgage rates, steady migration and improving international activity point to early momentum.

A 600 score falls in the fair range. Buyers may face fewer loan options and higher rates, though some mortgage programs allow lower scores.

A new report finds property insurance costs would be 14.5% higher without recent reform, stabilizing a major expense in Florida home purchases.

The 30-year mortgage rate slipped to 6.09% from 6.11% last week, while 15-year rates fell to 5.44%. Rates are expected to hover near 6% as spring buying begins.

With home prices up, more buyers are partnering with friends to afford a home. Experts urge clear planning and legal agreements.

NAR’s Lawrence Yun said easing rates, pent-up demand and potential policy shifts could lift sales in 2026, making staffing, training and lead strategy key for brokers.