You know the pitch. You're at the checkout counter, and the cashier says, "Want to save 20% today by opening a store card?" I've fallen for it in the past at Macy's. And regretted it later when the ...

The concept of a store-branded credit card can be highly effective for specific individuals. There is also a scenario where you can get into trouble with store-branded credit cards. The hope is that ...

Store credit cards often entice shoppers with immediate discounts and promotional offers, but they come with significant drawbacks that can lead to financial strain. With interest rates averaging 28.8 ...

You have more home improvement credit card options than you might realize. Lowe's and The Home Depot are the most popular because of their nationwide presence and comprehensive offerings of both ...

Store branded credit cards sound great, but the reality is that they have a lot of drawbacks. The most important lesson with store branded credit cards is to pay them off every month. Follow 24/7 Wall ...

If you're doing any of your holiday shopping in person this year, you may be asked if you'd like to sign up for a store credit card at checkout. It's a tempting offer. You can generally apply right ...

A credit card’s interest rate is called its APR, or annual percentage rate. Different rates may be applied to various types of transactions — which could include purchases, balance transfers and cash ...