The new plan has a troubling feature that could cause student loan payments to arbitrarily jump after borrowers experience a small pay raise.

Parents with student debt may be excluded from affordable repayment plans and loan forgiveness in the coming months if they ...

Federal student loan borrowers' options for repaying their debt have dramatically changed over the last few months — with more shifts to come. Here's a breakdown of the revised repayment plans.

・All borrowers on SAVE, PAYE, and ICR will be moved to a version of IBR between 2026 and 2028. ・The new Repayment Assistance Plan (RAP) begins in July 2026 as an optional plan for income-based ...

Forbes contributors publish independent expert analyses and insights. Adam Minsky is an attorney and writer focusing on student loans. The Department of Education completed a rulemaking process ...

The Repayment Assistance Plan will replace existing income-driven repayment plans starting in 2026. Many, or all, of the products featured on this page are from our advertising partners who compensate ...

・Federal student loan repayment is now simplified under OBBBA into just three main options: Standard, IBR, and RAP. ・The right plan depends on your income, loan balance, and career goals, with RAP ...

Student loan refinancing means taking out a new loan to pay off your existing ones. Your refinance loan will have new terms and ideally a lower interest rate. Refinancing federal student loans means ...

If you or your child are planning to borrow to help pay for college this fall, get ready for your student loan options to look a lot different. President Donald Trump's signature One Big Beautiful ...

The Trump administration is trimming the number of federal student loan repayment options available to borrowers. A handful of repayment plans will ultimately be replaced with two choices for student ...