Auto equity loans are a lower-risk borrowing option compared to car title loans, which can carry finance charges as high as 300% APR and are considered predatory. Interest rates vary by lender and ...

It’s best to shop around for a loan before heading to a dealer, but credit unions are often the best option for used-car loans as they are nonprofit and typically offer the lowest interest rates.

For first-time car buyers, one of the most daunting parts of negotiating a good deal right now is interest rates. The average auto loan rate for someone with excellent credit is 5.25%, according to ...

See how a private-party auto loan can help you.

Learn how you can deduct up to $10,000 of car loan interest payments. This guide covers eligibility established by the “One Big Beautiful Bill.” ...

Borrowers with excellent credit are more likely to get the best interest rates and terms when refinancing an auto loan ...

Nearly 82% of new car buyers took out a loan or lease in 2025, according to Experian, as did more than 35% of used car buyers. Your credit score significantly impacts whether you'll get approved for a ...

A perfect storm of increasing vehicle prices, long loan terms, high financing rates and large payments is hurting vehicle affordability. The average amount financed for an auto loan is increasing, ...