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A balance transfer is a way to pay off debt on one account and move it to ... Finally, I received a physical letter—telling me “more information is required” to process the application ...

Paying off collectors in full is one option ... It usually involves writing a pay to delete letter to the creditor or debt collector, outlining your risk. If the creditor agrees, you’d pay ...

They voted to hurt the little poor guy but empower the rich. I say raise taxes on the rich to pay off the debt. We welcome letters of 275 words or fewer. Letters are subject to editing for length ...