Home equity loans and HELOCs have lower interest rates than credit cards, encouraging some homeowners to use them to pay off their bills.

What does a home equity loan mean for you? It could be a way to cover a big, one-time expense, such as a major home improvement. You could also use a home equity loan to pay off high-interest credit ...

Home equity loans and lines of credit allow homeowners to tap into the increased value of their homes.