From your cable bill to your car insurance, here are the exact words you can use to save $500/year or more.

It was time once again to take stock of my bill for cable television and internet services. Calling my carrier — Optimum, now owned by Altice — is something I do several times a year to take advantage ...

Editor’s note: This story has been updated to reflect that Altice, Optimum’s parent company, officially changed its name to Optimum in November 2025. I’ll own it. I screwed up my timing once again. To ...