Mortgage Research Center. The average rate on a 15-year mortgage refinance is 5.15%. On a 20-year mortgage refinance, the average rate is 6%.  Related: Compare Current Refinance Rates 30-Year Refinanc ...

Compare today’s best mortgage refinance rates, compiled from hundreds of loan offers and analyzed by Investopedia’s mortgage rate experts.

The rate on a 30-year fixed refinance declined to 6.06% today, according to the Mortgage Research Center. Rates averaged 5.18% for a 15-year financed mortgage and 5.96% for a 20-year financed mortgage ...

The rate on a 30-year fixed refinance dropped to 6.22% today, according to the Mortgage Research Center. The 15-year, fixed-rate refinance mortgage average rate is 5.3%. For 20-year mortgage ...

The rate on a 30-year fixed refinance slipped to 6.2% today, according to the Mortgage Research Center. Rates averaged 5.26% for a 15-year financed mortgage and 5.98% for a 20-year financed ...

Mortgage rates dropped again last week, sparking a small jump in refinancing, but potential buyers were not impressed.

If you're a homeowner who's given up on the possibility of refinancing into a lower rate, it's easy to understand why. After plummeting to record lows at the start of the decade, mortgage interest ...

ICE reported that January’s 6.04% mortgage rate gave 4.8 million borrowers a chance to refinance, with affordability at its best level since 2022.

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Average mortgage rates dropped throughout 2025, with APRs on home loans down from about 7% at the beginning of last year to the low 6% range in December and into January. Some experts believe that ...