With home equity loan interest rates dropping for much of the last year, $100,000 loans have become more affordable.

Home equity lines of credit are being pushed hard by banks and lenders, even while delinquencies are on the rise. But why?

However, this does not influence our evaluations. Our opinions are our own. A home equity line of credit (HELOC) is a form of credit that uses your home equity as collateral. A HELOC can help you ...

Home equity loan and HELOCs rates are based on a benchmark interest rate (the “index”), plus an additional amount set by the ...

A home equity line of credit (HELOC) gives homeowners with at least 15% to 20% equity access to flexible financing. You can tap into that credit line for expenses such as home renovations or to ...

Converting your home equity to cash can be a daunting prospect. Here is some background on the options and what to keep in ...

A no doc HELOC, or no-documentation home equity line of credit, allows homeowners with nontraditional income to access their ...

Ashley is a lead editor of mortgages and loans at Forbes Advisor. She graduated from Utah Tech University with a bachelor’s in English with an emphasis in creative writing. She began her career ...

Home equity loan interest rates just hit their lowest point so far in 2025. Here's why owners should take advantage.

How soon you can pull equity out of your home is not so much about time as it is about the size of your ownership stake. Most ...

Home equity loan amounts range from $5,000 to $500,000, while HELOC line amounts range from $50,000 to $500,000. You must have a minimum credit score of 680 and a debt-to-income ratio of 45% or less.